Bitcoin Vs. UPI which is the best detail breakdown

Bitcoin Vs. UPI which is the best detail breakdown: powered by unknown.

In this we have divided the comparison into 3 different parts mainly security and usage, Ease of using and lastly time taken.

Security and Usage:


UPI-Unified Payments Interface is the national payment interface developed by National Payments Corporation of India facilitating inter-bank transactions.

UPI in other words is a centralized by the national reserve bank every transaction is either directly or indirectly linked to the banks.

There is no or minimum transaction limit or any charges. the security has many loop holes there are many scams and frauds done till date.


Whereas, Bitcoin or any other currency mostly are decentralized meaning no one has an full authority on it.

There is always a minimum transaction limit and transaction charges to transfer money through out the world with out anyone interference.

Cryptocurrency has no loop holes the transaction you do is gone with the miner after confirmation it reaches to the receiver.

The miner cant change the transaction because its encrypted.

well there are many frauds related to this but by the user perspective it is mostly safe and reliable compared to UPI.



while there are many payment application’s like tech giant google as Google pay, Phonepay, Paytm and many others.

there payment business model is providing attractive deals and coupons for their customers to do UPI payment through there app only

these payment applications always try to develop more and more attractive towards user for the use.

A major issue faced by the users is when the bank doesn’t responds or process payments this happens because of server error in the bank itself.

to resolve this it takes a lot of time for the team to reach the users.

Crypto currency

In this too there are many payment interfaces which provide quality service to the customers like Wazirx, Zebpay.

there business model is by the transaction charges given by the customer to process payments.

Many of the beginner users have many difficulties to understand the application.

There is a very low chance of any server breakdown it happens in very rare cases that there are server issues but a week ago the users faced many the difficulties in wazirx.

For the customer care there is good team that keeps track of things when a ticket has been opened by the customer itself.

Time Taken:

The one of the most important things to keep in mind is transaction time that is taken if merchant would accept the payments it need to be fast.


most of the time UPI payments are done very quickly it reaches the merchant account when the sender enters his UPI pin they are too fast.

Crypto Currency

Crypto currency coins like BTC and other coins take a lot of time but there is an best alternative called lightning network.

in this lightning network the transaction is done quickly compared to transactions done via the coins.

Other alternative is networks like XRP which are as fast as the lightning network.

THANK YOU FOR BEING WITH US. read more on the crypto topics

Credits: Wazirx,zebpay,Gpay,Paytm

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Bitcoin Vs. UPI which is the best detail breakdown

Bitcoin Vs. UPI which is the best detail breakdown

30 thoughts on “Bitcoin Vs. UPI which is the best detail breakdown

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